Consumer Bankruptcy
Consumers have a number of options when they experience financial difficulties. Ronald Page has experience helping individuals to restructure their financial obligations, and, if necessary, to file for protection under the applicable chapter of the bankruptcy code. Ronald Page has assisted clients with:

• Working out loans with their lenders;
• Mortgage modifications;
• Restructuring under chapter 11 of the bankruptcy code;
• Entering into a repayment plan under chapter 13 of the bankruptcy code; and
• Liquidating under chapter 7 of the bankruptcy code.

Ronald Page counsels clients on ways to reduce, and, potentially, eliminate their debts. If a bankruptcy filing is required, Ronald Page works to help his clients protect their assets and be discharged from all applicable debts under the bankruptcy code.

Business Restructuring and Bankruptcy
In difficult economic times, Ronald Page has experience helping business to restructure their financial obligations. Ronald Page has assisted clients with:

• Working out loans with their lenders;
• Renegotiating leases with landlords;
• Renegotiating terms with critical vendors;
• Restructuring under chapter 11 of the bankruptcy code; and
• Liquidating under chapter 7 of the bankruptcy code.

Ronald Page negotiates with creditors, and, if necessary, helps businesses to restructure or liquidate under the bankruptcy code. Ronald Page’s restructuring experience has included national and local retailers, medical practices, and real estate developers amongst others.